🧭 Surety Self-Assessment

Two short, weighted self-checks

See whether surety insurance is worth it for you — and how a surety insurer would weigh your business across the factors that actually drive bonding.

⚠️ Indicative only — a self-assessment, not an underwriting decision.

Let's assess whether you even need surety insurance

Mostly one question: how much of your capital is locked up arranging bank guarantees to win work.

⚙️ Capital-Efficiency Index · weighted: lock-up 50% · pressure 30% · activity 20%

0 of 10 answeredIndicative only

Answer all 10 questions to see your result.

Through the underwriter's lens — the "3 Cs" weighted as a real surety desk would. Here, lower is better.

⚙️ Surety Risk Index · weighted: Capital 45% · Capacity 30% · Character 25%

0 of 10 answeredIndicative only

Answer all 10 questions to see your result.