One-stop Designation for all Corporate Insurance

Group Personal Insurance

Group Personal Accident Insurance provides financial protection to employees or members of an organization in case of accidental injuries, disability, or even death. It acts as a safety net that companies offer to show they care — not just about work performance, but about the person behind the role. With a well-structured Group Personal Accident Insurance Policy, employees are covered whether an accident occurs during travel, commuting, or even in their personal time, ensuring they and their families receive essential financial support.

Group Critical illness cover

Group Critical Illness Cover is a valuable health benefit that provides a lump-sum payout to employees when they are diagnosed with a serious medical condition such as cancer, heart attack, stroke, kidney failure, or any other major illness listed under the policy. This type of critical illness insurance ensures employees receive financial support at a crucial time, helping them manage treatment costs and maintain stability during medical emergencies.

Group travel insurance

Group Travel Insurance is a type of policy that covers a group of people — such as company employees or members of an organization — while they’re traveling for work or official purposes. Whether it’s a short business trip or a long overseas assignment, a well-structured Group Travel Insurance Policy ensures that everyone is protected from unexpected travel-related risks.

Keyman Insurance

Every business has a few people who are truly irreplaceable — the ones who drive growth, make critical decisions, or maintain valuable client relationships. Key Man Insurance (also known as Key Person Insurance) is a specialized life insurance plan that a company purchases to protect itself from the financial impact of losing such an essential employee.

With a well-structured Keyman Insurance Policy, the company receives a payout if something unfortunate happens to that key individual — such as death or disability. This financial support helps the business manage disruptions, cover losses, and gives the organization the time it needs to recover and find a suitable replacement.

Workmen compensation policy

A Workmen Compensation Policy is designed to protect both the employer and employees when a worker suffers an injury, illness, or unfortunate death while performing their job duties. This WC policy ensures that employees or their families receive fair financial compensation without the need for lengthy legal battles, providing security and peace of mind for everyone involved.

Group gratuity insurance

Group Gratuity Insurance is a smart solution that helps employers manage their legal obligation of paying gratuity to employees — while also building long-term financial security for the team.

Gratuity is a lump-sum payment made to employees when they leave the company after completing at least five years of continuous service. Instead of waiting for that day and paying out of pocket, companies can set up a gratuity fund with an insurance provider — and grow that fund over time with interest.

Property Insurance

Property Insurance is a policy that protects buildings and their contents from unexpected damages caused by events like fire, theft, natural disasters, vandalism, and more. For businesses, Commercial Property Insurance offers an added layer of protection by covering offices, warehouses, equipment, and other commercial assets. It acts as a financial safety net, ensuring that when something goes wrong, you don’t have to bear the full burden of repair or replacement costs.

Fire insurance

Fire Insurance is a policy designed to protect your property and belongings from losses caused by fire and related risks. Whether it’s your home, office, warehouse, or shop, even a small fire can lead to massive damage within minutes. A well-structured Fire Insurance Policy helps cover the cost of repairing, rebuilding, or replacing what’s lost or damaged, ensuring you don’t have to start from scratch after a disaster.

Burglary Insurance

Burglary Insurance is a policy that protects your property and assets from the financial consequences of theft, break-ins, or vandalism. Whether it’s your home, office, store, or warehouse, burglary insurance provides essential financial coverage for loss or damage caused by unauthorized entry or robbery.

Industrial all risk policy

An Industrial All Risk Policy (IAR) is a comprehensive insurance solution designed to protect businesses from a wide range of risks that could impact their operations. Whether you run a factory, a manufacturing unit, or any industrial business, an Industrial All Risk Policy covers damage to property, equipment, machinery, stock, and even loss of income caused by unexpected events like fire, theft, accidents, or natural disasters.

Machinery Breakdown Insurance

Machinery Breakdown Insurance is a specialized policy that protects your business against unexpected failures in machinery or equipment. Whether you own a factory, a workshop, or any other business that relies on heavy machinery to keep operations running smoothly, Machinery Breakdown Insurance helps cover the repair or replacement costs when your equipment breaks down unexpectedly.

Machines can malfunction at any time, and the costs to fix or replace them can be high. This policy ensures you’re financially prepared to handle those unforeseen disruptions without affecting your business operations or bottom line.

Project insurance

Project Insurance is a specialized insurance policy designed to protect a specific project from a wide range of risks during its construction, development, or execution phase. Whether you’re building a new office, constructing a bridge, or working on an infrastructure project, this policy covers any unforeseen incidents that could delay the project, cause damage to property, or result in financial loss.

From design errors to natural disasters, Project Insurance ensures you’re financially protected, giving you peace of mind that your investment is secure while the project moves forward.

Business Interruption Insurance

Business Interruption Insurance is designed to protect your business against the financial impact of unexpected disruptions that prevent you from operating. Whether it’s due to a fire, natural disaster, or major equipment failure, Business Interruption Insurance covers the loss of income and additional expenses that arise when your business is forced to halt or slow down.

Marine Cargo/Transit Insurance

Marine Cargo/Transit Insurance is a policy that protects your goods while they are being transported across land, sea, or air. Whether you’re shipping raw materials, finished products, or machinery, this insurance ensures your cargo is covered against loss or damage that can occur during transit. From accidents, theft, and natural disasters to mishandling, Marine Cargo/Transit Insurance gives you peace of mind knowing that your goods are financially protected, no matter where they are in the world.

Director & Officer Liability insurance

Director & Officer Liability Insurance (D&O Insurance) is a policy designed to protect the personal assets of directors and officers of a company in the event they are sued for alleged wrongful acts while managing the company. This includes allegations of mismanagement, breach of fiduciary duty, errors in decision-making, or failure to comply with regulations. D&O Insurance covers legal fees, settlements, and other costs, ensuring that the leadership of a company can make decisions confidently without fear of personal financial loss.

Public Liability insurance

Public Liability Insurance is designed to protect your business against legal and financial liabilities if someone from the public — such as a customer, visitor, or third party — gets injured or their property is damaged due to your business activities. Whether you own a store, run a factory, or manage events, accidents can happen. Public Liability Insurance helps cover compensation claims, medical expenses, and legal costs so your business doesn’t face a major financial setback.

Product liability insurance

Product Liability Insurance protects your business against legal and financial damages if a product you manufacture, sell, or distribute causes harm to a person or damages their property. Whether it’s a food item, an electrical appliance, a cosmetic product, or even a mechanical part — if something goes wrong and your product is blamed, Product Liability Insurance ensures your business is protected from costly claims.

Cyber security insurance

Cyber Insurance (also known as Cyber Liability Insurance) protects your business from financial losses caused by cyberattacks, data breaches, ransomware, and other digital threats. In today’s digital world, even a single hack can result in stolen customer data, system shutdowns, and serious reputational damage. With the rapid rise of cybercrimes, Cyber Insurance in India has become essential for businesses of all sizes. This policy covers recovery costs, legal liabilities, and other expenses — helping your business bounce back quickly and confidently.

Professional Indemnity Insurance

Professional Indemnity Insurance protects professionals against claims arising from negligence, errors, omissions, legal costs, settlements, or breaches of duty — including issues related to intellectual property. This type of coverage, often referred to as Error and Omission Insurance, ensures that professionals are financially protected if a client alleges that their work caused a loss or failed to meet expected standards.