What is Commercial Property and Assets Insurance?
Commercial Property and Assets Insurance is a type of business insurance that protects a company’s physical assets against loss or damage. This can include buildings, equipment, stock, furniture, and other business property.
We offer customized coverage for:
- Commercial Properties– Offices, factories, warehouses, retail outlets
- Assets & Equipment– Machinery, electronics, inventory, furnishings
- Valuable Goods– Jewelry, artworks, collectibles
- Portable Equipment– Laptops, mobile devices, tools used on-the-go
Types of Commercial Property & Assets insurance
Why Choose Go Insure India?
At Go Insure India, we make it easy for businesses to protect what matters most — their property and valuable assets. Our insurance plans cover everything from buildings, stock, equipment, and documents against risks like fire, theft, and natural disasters.
We believe insurance should be simple and honest. That’s why our team of experts helps you choose the right cover, saves you time and money, and stands by you when you need to make a claim. With modern technology and a personal touch, we make sure your experience is smooth, transparent, and stress-free.
Tailored Insurance Plans
Built around your property type, asset value, and risk profile.
Claim Support
Hassle-free claim filing with full assistance from our team.
Competitive Premiums
Get the best value with coverage that fits your budget.
Expert Advisory
Our insurance advisors help you make informed choices.
Why Choose Go Insure India?
Tailored Insurance Plans
Built around your property type, asset value, and risk profile.
Claim Support
Hassle-free claim filing with full assistance from our team.
Competitive Premiums
Get the best value with coverage that fits your budget.
Expert Advisory
Our insurance advisors help you make informed choices.
What Risks Are Covered in Property and Assets Insurance?
Primary Coverage
- 🔥 Fire & Explosion & Lightning Damage
- 🕵️♂️ Burglary & Theft
- 🌪️ Natural Calamities (Earthquake, Flood, Storms)
- ⚠️ Accidental Damage
- 🧨 Riots & Malicious Acts
- ⚡ Electrical or Mechanical Breakdown (Add-on)
- 💧 Burst Pipes & Water Leakage
Optional Add-Ons
- 🏢 Business Interruption Cover
- 🏚️ Loss of Rent Insurance
- 🏃♂️ Temporary Relocation Assistance
- 🛠️ Equipment Breakdown Protection
- 💸 Loss of Rent or Business Income
- 🏚️ Tenant’s Liability Cover
- ☢️ Terrorism Risk Cover
Industries We Serve
Real Estate & Construction
Manufacturing & Industrial
Retail & Warehousing
IT & Tech Startups
Hospitality & Education
SMEs
Industries We Serve
Real Estate & Construction
Manufacturing & Industrial
Retail & Warehousing
IT & Tech Startups
Hospitality & Education
SMEs
Business Owners with Physical Locations
FAQs – Property and Assets Insurance
What is Property and Assets Insurance?
Property and Assets Insurance protects your business’s physical items — like buildings, equipment, stock, and furniture — from risks such as fire, theft, natural disasters, and accidents.
What risks are usually covered under this insurance?
Most policies cover risks like fire, lightning, explosion, burglary, theft, storm, flood, earthquake, vandalism, and even accidental damage.
Who should buy Property and Assets Insurance?
Any business that owns or rents property, has equipment, machinery, stock, or office furniture should have this insurance. It’s important for manufacturers, retailers, service providers, and even startups.
Is natural disaster damage covered?
Yes, many policies include coverage for natural disasters like floods, earthquakes, storms, and cyclones. However, it’s important to check your policy to be sure.
Does it cover loss of income if my business has to shut down?
Not always by default. You might need to add Business Interruption Insuranceto cover income loss during downtime caused by a covered event like fire or flood.
How is the insurance premium calculated?
The premium depends on factors like the value of your property and assets, location, type of business, coverage amount, and the risks involved.
How do I make a claim if something happens?
If something goes wrong, you need to notify the insurer immediately, provide necessary documents (like proof of loss or damage), and cooperate during the survey or investigation. Go Insure India helps guide you through the entire claims process smoothly.
Can I customize the coverage for my business needs?
Yes! You can add extra covers like coverage for machinery breakdown, electronics, valuable papers, and more depending on what your business needs.
Can it protect my rented property or equipment too?
Yes! Whether you own or rent, insurance can cover your building, office contents, equipment, and even stock you don’t fully own yet.
What happens if I don’t have Property and Assets Insurance?
Without insurance, you might have to pay for repairs, replacements, or even rebuilding completely out of your own pocket — which can be extremely expensive and risky for your business.
Property & Assets Insurance – Protect Your Business Premises with Confidence
Safeguard your infrastructure and investments with Property & Assets Insurance from Go Insure India. Our comprehensive coverage shields your buildings, equipment, and inventory from fire, theft, natural disasters, and accidental damage—ensuring business continuity and peace of mind.